A scheme to rip off a local bank has backfired on a local man who now faces grand theft charges.The suspect, Jared Thomas Gum, 22, has been charged with theft over $10,000, theft over $1,000, criminal impersonation and possession of a weapon by a felon.His charges come after he tried to pull a fast one on First National Bank in downtown McMinnville. The bank wasn’t just any bank -- it was his own bank where he had accounts. According to McMinnville police detective Todd Rowland, Gum went about depositing multiple envelopes through the bank’s ATM machine.“Over an hour period he made 22 deposits into an account owned by him,” the detective said.