The misinformation swirling around the Affordable Care Act, commonly called Obamacare, has many Americans confused.Insurance provider Scott Haile of Scott Haile & Co. says he has been swamped with phone calls since the national health care plan took effect Oct. 1. Haile has been credentialed to assist in the enrollment of customers in the Affordable Care Act and says he and his staff have spent about a year educating themselves on the new law.“The key things to remember are No. 1, this is an individual mandate,” said Haile.