SUBSTITUTE

TRUSTEE'S NOTICE OF FORECLOSURE SALE       

 Default having been made in the terms, conditions, and  payments provided in a certain Deed of Trust dated AUGUST 31, 2009, executed by JEREMY STEPHEN MILLER AN UNMARRIED MAN, to DONALD K HOLSINGER, JR, Trustee, of record in RECORD BOOK 246, PAGE 745, for the benefit of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR FIRSTBANK, in the Register's Office for WARREN County, Tennessee and to J. PHILLIP JONES AND/OR JESSICA D. BINKLEY, either of whom may act, appointed as Substitute Trustee in an instrument of record in the Register's Office for WARREN County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY; the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and  as provided in said Deed of Trust, I, J. PHILLIP JONES/JESSICA D. BINKLEY, will by virtue of the power and authority vested in  me as  Substitute  Trustee, on WEDNESDAY, JUNE 11, 2014, AT 11:00 A.M., AT THE FRONT DOOR OF THE WARREN COUNTY COURTHOUSE IN MCMINNVILLE, WARREN COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in  WARREN County, Tennessee, to wit:

PROPERTY LOCATED IN THE COUNTY OF WARREN, TENNESSEE:

A CERTAIN TRACT OR PARCEL OF LAND LOCATED IN THE FIRST CIVIL DISTRICT OF WARREN COUNTY, TENNESSEE AND BEING MORE FULLY DESCRIBED AS FOLLOWS, TO-WIT:

TRACT NO. 1.  BEING LOTS NOS. 7 AND 8 IN BLOCK C OF THE ANDERSON SUBDIVISION AS SHOWN BY PLAT RECORDED IN PLAT BOOK NO. 5, PAGE 230, OF THE REGISTERÕS OFFICE OF WARREN COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE FOR A MORE COMPLETE DESCRIPTION.  BEGINNING ON THE CORNER OF LOT NO. 8, AND THENCE EASTWARDLY WITH STREET TO THE CORNER OF LOT NO. 6, GUTHRIE CORNER; THENCE WESTWARDLY WITH GUTHRIE LINE TO FOSTERÕS CORNER; THENCE NORTHWARDLY WITH FOSTERÕS LINE TO FERRELLÕS LINE; THENCE SOUTHWARDLY WITH FOSTERÕS LINE TO THE BEGINNING.

TRACT NO. 2.  BEING LOTS NOS. 9 AND 10 IN BLOCK C OF THE ANDERSON SUBDIVISION, AS SHOWN BY A PLAT RECORDED IN PLAT BOOK NO. 5, PGE 230-3, OF THE REGISTERÕS OFFICE OF WARREN COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE FOR A MORE COMPLETE DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED TO JEREMY STEPHEN MILLER, UNMARRIED, BY WARRANTY DEED DATED AUGUST 31, 2009 OF RECORD IN RECORD BOOK 246, PAGE 743, IN THE REGISTERÕS OFFICE OF WARREN COUNTY, TENNESSEE.

THIS IS IMPROVED PROPERTY KNOWN AS 509 WEST END AVE, MCMINNVILLE, TENNESSEE 37110.

MAP 059N GRP A PARCEL 049.00

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433.  THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET. SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE

IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER.

OTHER INTERESTED PARTIES: NONE OF RECORD

 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, May 7, 2014.  This is improved property known as 509 WEST END AVE, MCMINNVILLE, TENNESSEE 37110.

J. PHILLIP JONES/JESSICA D. BINKLEY, SUBSTITUTE TRUSTEE

1800 HAYES STREET

NASHVILLE, TN 37203

(615) 254-4430

www.phillipjoneslaw.com

F14-0245

6626 S3t6-1