NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated November 16, 2005, executed by DONNA F. STACEY AND DAVID H. STACEY, JR., conveying certain real property therein described to ROBERT M. WILSON, JR., as Trustee, as same appears of record in the Register's Office of Warren County, Tennessee recorded November 28, 2005, in Deed Book 144, Page 814-825; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-85CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-85CB who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose, if required pursuant to T.C.A. ¤ 35-5-117, was given in accordance with Tennessee law; and WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Warren County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on April 17, 2014 at 11:00 AM at the courthouse door where the foreclosure sales are customarily held , located in McMinnville, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Warren County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN THE 1ST CIVIL DISTRICT OF WARREN COUNTY, TENNESSEE, BEING BOUNDED AND DESCRIBED AS FOLLOWS: SITUATED ON PARK STREET, NOW VILLA STREET IN SAID TOWN AND BOUNDED ON THE SOUTH BY VILLA STREET; ON THE WEST BY MRS. EDNA JENNINGS, ON THE NORTH BY MRS. A.M. JONES; AND ON THE EAST BY D.T. ARLEDGE, HAVING A 72.5 FOOT FRONTAGE AND RUNNING BACK 190 FEET AND THE GRANTOR OWNING THE SAME AS THE ONLY HEIR AT LAW OF CLARA JONES DECEASED AND BY VIRTUE OF A DEED OF RECORD IN DEED BOOK 95, PAGE 340, REGISTER`S OFFICE WARREN COUNTY, TENNESSEE. BEING THE SAME PROPERTY CONVEYED TO DAVID H. STACEY, JR. AND WIFE, DONNA F. STACEY, BY WARRANTY DEED RECORDED IN RECORD BOOK 144, PAGE 812 IN THE REGISTER`S OFFICE FOR WARREN COUNTY, TENNESSEE. Parcel ID: 068D-B-042.00 PROPERTY ADDRESS: The street address of the property is believed to be 115 VILLA ST, MC MINNVILLE, TN 37110. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): ESTATE AND/OR HEIRS-AT-LAW OF DONNA F. STACEY OTHER INTERESTED PARTIES: COUNTRYWIDE BANK, N.A., SECURITY FEDERAL SAVINGS BANK The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Rubin Lublin TN, PLLC, Substitute Trustee 119 S. Main Street, Suite 500 Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992 Fax: (404) 601-5846  Ad #68315: 2014-03-21  2014-03-28, 2014-04-04 

5749 F3t4-4