Down on her luck and without any other place to go, Yvonne Holland and her daughter, Brittany, were forced to live in a storage building in August 2010.Now, thanks to a program from USDA Rural Development, the two are about a month away from moving into a new home. Holland is utilizing a federally subsidized home loan program designed to help low-income families realize the dream of affordable housing. She has received a 33-year, low-interest loan to finance her two-story, two-bedroom house.“It’s a new home and a new life,” said Holland.