The city of McMinnville could see financial hard times again if projected numbers remain unchanged. A three-year budget puts revenue at $800,000 below what will be needed to begin fiscal year 2016-17.“Now that the board has adopted the budget for fiscal year 2013-2014, I have made projections for the next two fiscal year cycles for your review and information,” said city administrator David Rutherford in a letter to board members.According to Rutherford’s calculations:• The city will begin fiscal year 2013-14 with $5.5 million and end with $3.7 million. • The city will begin fiscal year 2014-15 with $3.7 million and end with $2.3 million.• The city will begin fiscal year 2015-16 with $2.3 million and end with $1.2 million.Rutherford says the amount is $800,000 below what is needed to begin fiscal year 2016-17. “Remember, the city needs to have at least $2 million in fund balance to begin a new fiscal year,” he said.